/* RVK & Co, Chartered Accountants. Site styles, v5. */
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/source-serif-400.woff2) format('woff2')}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/source-serif-500.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/manrope-400.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/manrope-500.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/manrope-600.woff2) format('woff2')}
@font-face{font-family:'Manrope';font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/manrope-700.woff2) format('woff2')}

:root{
  --navy:#13243D;--navy-deep:#0D1A2E;--navy-2:#1C3150;
  --brass:#C9A55C;--brass-dk:#87672A;
  --ink:#1B2433;--muted:#566173;--line:#E3DDD0;--line-2:#D4CCBB;
  --paper:#FAF8F3;--tint:#F2EEE5;--white:#fff;
  --serif:'Source Serif 4',Georgia,'Times New Roman',serif;
  --sans:'Manrope',system-ui,-apple-system,'Segoe UI',sans-serif;
  --wrap:1200px;--gut:clamp(20px,5vw,48px);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased;font-variant-numeric:lining-nums}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut)}
.skip{position:absolute;left:-999px;top:8px;background:#fff;color:var(--navy);padding:10px 16px;z-index:200}
.skip:focus{left:8px}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px}

/* Type: one colour for headings; brass only in the hero H1 */
h1,h2,h3{font-family:var(--serif);font-weight:400;color:var(--navy);margin:0;line-height:1.15;letter-spacing:-.012em;font-variant-numeric:lining-nums}
h2{font-size:clamp(28px,3.1vw,40px)}
h3{font-size:24px}
h1 em,h2 em{font-style:normal;color:inherit}
.hero h1 em{color:var(--brass)}
.on-dark h1,.on-dark h2,.on-dark h3{color:#fff}
.lead{font-size:17px;color:var(--muted);max-width:580px;margin:18px 0 0}
.prose{max-width:760px}
.prose p,.prose li{color:var(--ink);font-size:16.5px}
.prose h2{font-size:clamp(24px,2.6vw,30px);margin:44px 0 12px}
.prose ul{padding-left:20px}
.prose li{margin-bottom:10px}
.prose-wide{max-width:720px}
.prose-wide p{font-size:17.5px;color:var(--ink);margin:0 0 20px}

/* Buttons and links (no icons) */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:0 26px;border-radius:3px;font:600 15px var(--sans);text-decoration:none;border:1px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.btn-brass{background:var(--brass);color:var(--navy-deep)}
.btn-brass:hover{background:#D8B872}
.btn-ghost{border-color:rgba(255,255,255,.5);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2)}
.btn-line{border-color:var(--navy);color:var(--navy)}
.btn-line:hover{background:var(--navy);color:#fff}
.link{display:inline-block;font-weight:600;font-size:15px;color:var(--navy);text-decoration:none;border-bottom:1px solid var(--brass);padding-bottom:3px}
.link:hover{color:var(--brass-dk)}
.on-dark .link{color:#fff}
.on-dark .link:hover{color:var(--brass)}

/* Header */
.hdr{position:sticky;top:0;z-index:50;background:var(--navy-deep);box-shadow:0 1px 0 rgba(255,255,255,.06)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;gap:24px;height:84px}
.brand{text-decoration:none;color:#fff;line-height:1.1;flex:none}
.brand b{display:block;font-family:var(--serif);font-weight:500;font-size:26px;letter-spacing:.005em}
.brand span{display:block;font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:#C8D1DE;margin-top:4px}
.nav{display:flex;gap:28px}
.nav a{color:#E3E9F1;text-decoration:none;font-size:14.5px;font-weight:500;padding:6px 0;border-bottom:1px solid transparent}
.nav a:hover,.nav a[aria-current=page]{border-color:var(--brass);color:#fff}
.hdr-call{font-size:14px;min-height:44px;padding:0 18px}
.burger{display:none;background:none;border:1px solid rgba(255,255,255,.35);border-radius:3px;width:46px;height:46px;color:#fff;cursor:pointer;align-items:center;justify-content:center}
.bars,.bars::before,.bars::after{display:block;width:20px;height:1.5px;background:currentColor;position:relative;content:""}
.bars::before{position:absolute;top:-6px;left:0}
.bars::after{position:absolute;top:6px;left:0}
.bars.x{background:transparent}
.bars.x::before{top:0;transform:rotate(45deg)}
.bars.x::after{top:0;transform:rotate(-45deg)}
.mnav{position:fixed;inset:0;z-index:60;background:var(--navy-deep);color:#fff;padding:20px var(--gut) 36px;transform:translateX(100%);visibility:hidden;transition:transform .3s ease,visibility .3s;display:flex;flex-direction:column;overflow-y:auto}
.mnav.open{transform:none;visibility:visible}
.mnav-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}
.mnav-top .burger{display:inline-flex}
.mnav a.m{display:block;font-family:var(--serif);font-size:30px;font-weight:400;color:#fff;text-decoration:none;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.mnav a.m[aria-current=page]{color:var(--brass)}
.mnav .calls{margin-top:auto;padding-top:28px;display:grid;gap:12px}

/* Home hero */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 42%;min-height:clamp(560px,52vw,700px)}
.hero-text{align-self:center;padding:clamp(56px,7vw,96px) 48px clamp(56px,7vw,96px) max(var(--gut),calc((100vw - var(--wrap))/2 + var(--gut)))}
.hero h1{font-size:clamp(36px,3.5vw,52px);line-height:1.1;margin-bottom:26px}
.hero .sub{font-size:clamp(16px,1.5vw,18.5px);color:#D3DBE6;max-width:520px;margin:0 0 34px}
.ctas{display:flex;flex-wrap:wrap;gap:14px}
.hero-fig{position:relative;margin:0;border-radius:0;overflow:hidden}
.hero-fig img{width:100%;height:100%;object-fit:cover;object-position:60% 40%}
.hero-fig.framed::after{inset:24px}
.framed::after{content:"";position:absolute;inset:14px;border:1px solid rgba(255,255,255,.55);border-radius:2px;pointer-events:none}
.ph{position:relative;margin:0;border-radius:3px;overflow:hidden}
.ph img{width:100%;height:100%;object-fit:cover}

/* Small divider under hero */
.divider{background:var(--navy-deep)}
.divider .wrap{padding-top:0}
.divider span{display:block;height:1px;background:linear-gradient(90deg,var(--brass) 0,var(--brass) 72px,rgba(255,255,255,.1) 72px)}

/* Page hero (inner pages) */
.phero{background:var(--navy);color:#fff}
.phero .wrap{padding-top:clamp(52px,6vw,84px);padding-bottom:clamp(52px,6vw,84px)}
.crumbs{font-size:13px;color:#AEB9C9;margin:0 0 22px}
.crumbs a{color:#D3DBE6;text-decoration:none}
.crumbs a:hover{color:var(--brass)}
.phero h1{font-size:clamp(34px,4.4vw,56px);margin-bottom:18px}
.phero .lead{color:#D3DBE6;max-width:680px}

/* Sections: narrow heading column, wide content column */
.sec{padding:clamp(72px,9vw,120px) 0}
.sec.tight{padding:clamp(56px,7vw,88px) 0}
.tint{background:var(--tint)}
.sg{display:grid;grid-template-columns:minmax(0,3fr) minmax(0,8fr);gap:28px clamp(32px,5vw,88px);align-items:start}
.sg-h h2{max-width:11em}
.sg-h h2::before,.cta h2::before{content:"";display:block;width:40px;height:2px;background:var(--brass);margin-bottom:22px}
@media (min-width:1081px){.sg-h{position:sticky;top:116px}}
.sg-h .role{margin:14px 0 0}
.sg-h .lead{font-size:15.5px}
.more{margin-top:40px}

/* Founder band (navy) */
.founder-band{background:var(--navy-deep);color:#fff;padding:clamp(64px,8vw,104px) 0}
.founder-band .role{margin:14px 0 0;font-size:13.5px;letter-spacing:.12em;text-transform:uppercase;color:#AEB9C9;font-weight:600}
.founder-band .sg-c>p{color:#D3DBE6;font-size:17.5px;max-width:720px;margin:0 0 22px}
.founder-band .sg-c>p:first-child{margin-top:4px}
.founder-band .factline{font-size:14.5px!important;color:#AEB9C9!important;letter-spacing:.02em;padding:18px 0;margin:6px 0 24px!important;border-top:1px solid rgba(255,255,255,.14);border-bottom:1px solid rgba(255,255,255,.14);max-width:720px}
.founder-photo{margin:0 0 28px;max-width:200px}
.founder-photo img{display:block;width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;border-radius:2px}
.founder-band .founder-photo img{outline:1px solid rgba(255,255,255,.22);outline-offset:6px}
.founder-id .founder-photo img{outline:1px solid var(--line-2);outline-offset:6px}
.founder-band .founder-photo+p{margin-top:4px}

/* Numbered services list */
.slist{list-style:none;margin:0;padding:0;border-top:1px solid var(--line-2)}
.slist a{display:grid;grid-template-columns:64px minmax(0,1fr) minmax(0,1.25fr);gap:6px 24px;padding:26px 0;border-bottom:1px solid var(--line-2);text-decoration:none;align-items:baseline;transition:padding .25s}
.slist .n{font-family:var(--serif);font-size:28px;color:#8A8372;line-height:1}
.slist h3{font-size:25px}
.slist p{margin:0;color:var(--muted);font-size:15.5px}
.slist a{transition:padding .25s,background .25s,border-color .25s}
.slist a:hover{padding-left:12px;background:linear-gradient(90deg,rgba(201,165,92,.14),rgba(201,165,92,0) 70%);border-bottom-color:var(--brass)}
.slist a:hover .n{color:var(--brass-dk)}
.slist a:focus-visible{outline-offset:-2px}
.slist a:hover h3{text-decoration:underline;text-decoration-color:var(--brass);text-underline-offset:6px;text-decoration-thickness:1px}

/* Lists: ticks only on bank audit scope lists */
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.ticks li{display:grid;grid-template-columns:18px 1fr;gap:10px;font-size:15px;line-height:1.55}
.ticks li::before{content:"";width:16px;height:16px;margin-top:3px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8.4l3.2 3.1L13 4.6' fill='none' stroke='%2387672A' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat}
.ticks.two{grid-template-columns:1fr 1fr;gap:12px 32px}
.plain{list-style:none;margin:0 0 28px;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:0 40px;border-top:1px solid var(--line)}
.plain li{padding:13px 0;border-bottom:1px solid var(--line);font-size:15.5px;line-height:1.5}
.plain.one{grid-template-columns:1fr;max-width:420px}

/* Bank tabs */
.intro{font-size:17px;color:var(--muted);max-width:680px;margin:0 0 36px}
.bank-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,.9fr);gap:clamp(32px,4vw,64px);align-items:start;padding-top:36px}
.tablist{display:flex;flex-wrap:nowrap;border-bottom:1px solid var(--line-2)}
.tab{background:none;border:0;border-bottom:2px solid transparent;margin-bottom:-1px;color:var(--muted);font:600 14.5px var(--sans);padding:14px 0;margin-right:32px;cursor:pointer;white-space:nowrap;text-align:left}
.tab[aria-selected=true]{color:var(--navy);border-color:var(--brass)}
.tab:hover{color:var(--navy)}
.panel{padding:0}
.panel[hidden]{display:none}
.panel h3{font-size:30px;margin-bottom:12px}
.panel p{color:var(--muted);margin:0 0 24px;max-width:600px}
.pen img{aspect-ratio:4/5}

/* How an engagement works */
.how{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:clamp(32px,4vw,64px);align-items:start}
.ledger img{aspect-ratio:4/5}
.acc{border-top:1px solid var(--line-2)}
.acc-item{border-bottom:1px solid var(--line-2)}
.acc-btn{width:100%;display:grid;grid-template-columns:48px 1fr 24px;align-items:center;gap:12px;background:none;border:0;padding:22px 0;text-align:left;cursor:pointer;font:inherit;color:var(--navy)}
.acc-btn .n{font-family:var(--serif);font-size:26px;color:#8A8372}
.acc-btn .t{font-family:var(--serif);font-size:24px;font-weight:400;line-height:1.2}
.acc-btn .pm{position:relative;width:18px;height:18px}
.acc-btn .pm::before,.acc-btn .pm::after{content:"";position:absolute;left:0;top:8.5px;width:18px;height:1px;background:var(--navy);transition:transform .25s}
.acc-btn .pm::after{transform:rotate(90deg)}
.acc-btn[aria-expanded=true] .pm::after{transform:rotate(0)}
.acc-body{display:grid;grid-template-rows:0fr;transition:grid-template-rows .3s ease}
.acc-body>div{overflow:hidden}
.acc-body p{margin:0;padding:0 36px 24px 60px;color:var(--muted)}
.acc-btn[aria-expanded=true]+.acc-body{grid-template-rows:1fr}

/* Values (About), plain text */
.values{display:grid;grid-template-columns:1fr 1fr;gap:0 48px;border-top:1px solid var(--line-2)}
.values div{padding:26px 0;border-bottom:1px solid var(--line)}
.values h3{font-size:22px;margin-bottom:8px}
.values p{margin:0;color:var(--muted);font-size:15.5px}

/* Industries page: text rows */
.inds{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:0 56px;border-top:1px solid var(--line-2)}
.inds li{padding:28px 0;border-bottom:1px solid var(--line)}
.inds h2{font-size:26px;margin-bottom:8px}
.inds p{margin:0;color:var(--muted);font-size:15.5px}

/* Detail sections (Services, Bank Audits) */
.detail{display:grid;grid-template-columns:240px 1fr;gap:clamp(40px,6vw,88px);align-items:start}
.side{position:sticky;top:116px;border-left:1px solid var(--line-2)}
.side a{display:block;padding:9px 0 9px 18px;margin-left:-1px;border-left:1px solid transparent;text-decoration:none;color:var(--muted);font-size:14.5px;font-weight:500}
.side a:hover,.side a.on{color:var(--navy);border-color:var(--brass)}
.svc{padding:0 0 60px;margin:0 0 60px;border-bottom:1px solid var(--line);scroll-margin-top:116px}
.svc:last-of-type{border-bottom:0;margin-bottom:0}
.svc h2{font-size:clamp(28px,3vw,38px);margin-bottom:16px}
.svc>p{color:var(--muted);font-size:17px;margin:0 0 28px;max-width:720px}
.svc .ticks{margin-bottom:28px}
.who{border-left:2px solid var(--brass);padding:6px 0 6px 20px;font-size:15px;margin:0;max-width:720px}
.who b{color:var(--navy)}
.callout{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;border-top:1px solid var(--line-2);border-bottom:1px solid var(--line-2);padding:34px 0}
.callout h3{font-size:28px;margin:0 0 6px}
.callout p{margin:0;color:var(--muted)}

/* About */
.sub-h{font-size:24px;margin:40px 0 16px}
.founder-id{margin-bottom:28px}
.founder-id h3{font-size:30px;margin-bottom:4px}
.founder-id .role{margin:0 0 18px;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:600}
.sg-c>div>p{font-size:17px;color:var(--ink);margin:0 0 18px;max-width:720px}
.glance{margin:0;border-top:1px solid var(--line-2)}
.glance div{display:grid;grid-template-columns:200px 1fr;gap:16px;padding:18px 0;border-bottom:1px solid var(--line)}
.glance dt{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;padding-top:3px}
.glance dd{margin:0;font-size:16px;line-height:1.5;color:var(--navy);font-weight:500}
.mlist{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr;gap:0;border-top:1px solid var(--line)}
.mlist li{padding:14px 0;border-bottom:1px solid var(--line);font-size:15.5px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:stretch}
.c-left{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:3px;overflow:hidden}
.c-img{position:relative;min-height:240px;flex:1}
.c-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:40% 55%}
.c-img::after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(13,26,46,.85),rgba(13,26,46,.05) 60%)}
.c-img .cap{position:absolute;z-index:1;left:26px;right:26px;bottom:22px;color:#fff}
.c-img .cap b{display:block;font-family:var(--serif);font-weight:400;font-size:24px;line-height:1.15}
.c-img .cap span{font-size:14px;color:#D3DBE6}
.rows a{display:block;padding:18px 26px;border-top:1px solid var(--line);text-decoration:none;color:var(--ink)}
.c-left>.rows:first-child a:first-child{border-top:0}
.rows a:hover{background:var(--tint)}
.rows small{display:block;font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:2px}
.rows strong{font-weight:600;font-size:15px;line-height:1.5;display:block;color:var(--navy)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:3px;overflow:hidden;display:flex;flex-direction:column}
.form-head{padding:22px 32px;display:flex;justify-content:space-between;align-items:baseline;gap:12px;border-bottom:1px solid var(--line)}
.form-head b{font-family:var(--serif);font-weight:500;font-size:21px;color:var(--navy)}
.form-head span{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600}
.enq{padding:28px 32px 32px;display:grid;grid-template-columns:1fr 1fr;gap:20px 22px}
.f{display:flex;flex-direction:column;gap:7px}
.f.full{grid-column:1/-1}
.f label{font-size:13px;font-weight:600;color:var(--navy)}
.f label i{font-style:normal;font-weight:500;color:var(--muted)}
.f input,.f select,.f textarea{font:inherit;font-size:15px;color:var(--ink);background:#fff;border:0;border-bottom:1px solid #C9C3B6;padding:10px 2px;border-radius:0;outline:none;transition:border-color .2s;width:100%}
.f select{appearance:none;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' fill='none' stroke='%2313243D' stroke-width='1.3'/%3E%3C/svg%3E") right 4px center/12px no-repeat}
.f textarea{border:1px solid #C9C3B6;border-radius:3px;padding:12px;min-height:120px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{border-color:var(--brass-dk)}
.f input[aria-invalid=true]{border-color:#A23B2A}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.consent{grid-column:1/-1;font-size:12.5px;color:var(--muted);margin:0;line-height:1.55}
.consent a{color:var(--navy)}
.submit-row{grid-column:1/-1;display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.form-msg{font-size:14px;margin:0;display:none;color:var(--brass-dk)}
.form-msg.show{display:block}
.form-msg.ok{color:#1F6B45;font-weight:600}
.map{margin-top:28px;border:1px solid var(--line);border-radius:3px;overflow:hidden;background:var(--tint);min-height:180px;display:grid;place-items:center;text-align:center;padding:24px}
.map iframe{width:100%;height:100%;border:0;display:block}
.map.on{padding:0;aspect-ratio:21/8}
.map p{margin:0 0 14px;color:var(--muted);font-size:14.5px}

/* CTA band (light) */
.cta{background:var(--tint);border-top:1px solid var(--line-2)}
.cta-in{display:grid;grid-template-columns:3fr 8fr;gap:28px clamp(32px,5vw,88px);align-items:start;padding-top:clamp(56px,7vw,88px);padding-bottom:clamp(56px,7vw,88px)}
.cta-in>div:first-child{display:contents}
.cta h2{grid-column:1;max-width:9em}
.cta p{grid-column:2;grid-row:1;color:var(--muted);margin:0;max-width:560px;align-self:center}
.cta .ctas{grid-column:2;grid-row:2}
.cta .btn-ghost{border-color:var(--navy);color:var(--navy)}
.cta .btn-ghost:hover{background:var(--navy);color:#fff}

/* Kolam band */
.kolam{height:56px;background-color:var(--paper);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='56' height='56' viewBox='0 0 56 56'%3E%3Cg fill='none' stroke='%23B08E4C' stroke-width='1' stroke-linecap='round'%3E%3Cpath d='M28 12 L44 28 L28 44 L12 28 Z' stroke-linejoin='round'/%3E%3Cpath d='M0 28c4-6 8-6 12 0M44 28c4 6 8 6 12 0M28 0c-6 4-6 8 0 12M28 44c6 4 6 8 0 12'/%3E%3Cpath d='M12 28c4 6 8 6 12 0M32 28c4-6 8-6 12 0' opacity='.6'/%3E%3C/g%3E%3Cg fill='%23B08E4C'%3E%3Ccircle cx='28' cy='28' r='1.8'/%3E%3Ccircle cx='0' cy='0' r='1.6'/%3E%3Ccircle cx='56' cy='0' r='1.6'/%3E%3Ccircle cx='0' cy='56' r='1.6'/%3E%3Ccircle cx='56' cy='56' r='1.6'/%3E%3C/g%3E%3C/svg%3E");background-repeat:repeat-x;background-position:center;border-top:1px solid var(--line)}

/* Footer */
footer{background:var(--navy-deep);color:#B9C3D2;font-size:14.5px}
.ft{display:grid;grid-template-columns:1.5fr 1fr 1.2fr 1fr;gap:40px 56px;padding:72px 0 48px}
.fh{margin:0 0 18px!important;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:#8D99AB;font-weight:600}
.ft .brand b{font-size:28px}
.ft p{margin:0 0 10px}
.ft a{text-decoration:none;color:#E2E8F0}
.ft a:hover{color:var(--brass)}
.ft ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.fb{border-top:1px solid rgba(255,255,255,.1);padding:22px 0 26px;font-size:13px;color:#8D99AB;display:flex;justify-content:space-between;align-items:center;gap:16px}
.totop{color:#E2E8F0;text-decoration:none;font-size:13px;border-bottom:1px solid rgba(201,165,92,.6);padding-bottom:2px}
.totop:hover{color:var(--brass)}

/* WhatsApp (mobile) */
.wa{display:none;position:fixed;right:16px;bottom:16px;z-index:40;height:50px;padding:0 22px;border-radius:999px;background:#1F7A4D;color:#fff;font:600 14.5px var(--sans);text-decoration:none;align-items:center;justify-content:center;box-shadow:0 10px 24px -8px rgba(0,0,0,.45)}

/* Disclaimer */
.disc{position:fixed;inset:0;z-index:100;background:rgba(9,18,32,.72);display:none;align-items:center;justify-content:center;padding:20px}
.disc.show{display:flex}
.disc-box{background:#fff;max-width:560px;width:100%;border-radius:3px;border-top:3px solid var(--brass);padding:40px 40px 34px;max-height:90vh;overflow:auto}
.disc-box h2{font-size:30px;margin-bottom:16px}
.disc-box p{color:var(--muted);margin:0 0 26px;font-size:15.5px}

/* 404 */
.nf{min-height:50vh;display:grid;place-items:center;text-align:center}

/* Responsive */
@media (max-width:1080px){
  .nav{display:none}
  .burger{display:inline-flex}
  .hero-grid{grid-template-columns:1fr;min-height:0}
  .hero-text{padding:56px var(--gut) 40px}
  .hero-fig{margin:0}
  .hero-fig img{aspect-ratio:16/10;height:auto}
  .hero-fig.framed::after{inset:16px}
  .sg{grid-template-columns:1fr;gap:24px}
  .sg-h h2{max-width:none}
  .bank-grid,.how{grid-template-columns:1fr}
  .pen img,.ledger img{aspect-ratio:16/10}
  .contact-grid{grid-template-columns:1fr}
  .detail{grid-template-columns:1fr}
  .side{display:none}
  .cta-in{grid-template-columns:1fr}
  .cta h2,.cta p,.cta .ctas{grid-column:1;grid-row:auto}
  .ft{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  .hdr-call{display:none}
  .hdr-in{height:72px}
  .brand b{font-size:23px}
  .ctas .btn{flex:1 1 100%}
  .slist a{grid-template-columns:44px 1fr;gap:4px 14px;padding:22px 0}
  .slist .n{font-size:24px;grid-row:1 / span 2}
  .slist p{grid-column:2}
  .slist h3{font-size:22px}
  .plain,.ticks.two,.values,.inds{grid-template-columns:1fr}
  .tablist{display:grid;grid-template-columns:1fr 1fr}
  .tab{white-space:normal;padding:12px 8px 12px 0;font-size:14px;margin-right:0}
  .panel h3{font-size:26px}
  .acc-btn{grid-template-columns:40px 1fr 24px}
  .acc-btn .t{font-size:21px}
  .acc-body p{padding:0 8px 22px 52px}
  .glance div{grid-template-columns:1fr;gap:4px}
  .callout{grid-template-columns:1fr}
  .enq{grid-template-columns:1fr;padding:26px 22px 28px}
  .form-head{padding:20px 22px}
  .rows a{padding:16px 20px}
  .c-img .cap{left:20px;right:20px}
  .map.on{aspect-ratio:4/3}
  .ft{grid-template-columns:1fr;padding:56px 0 36px}
  .wa{display:inline-flex}
  .disc-box{padding:30px 24px 26px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}